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Current Loan Rates

(Rates Effective April 1, 2015
)

All Rates reflect payment by payroll deduction or automatic transfer

 NEW CARS: 2014 - 2015                                                                         APR**
36 Months
2.74%
48 Months
2.74%
60 Months
2.74%
72 Months ($25,000 minimum)
3.74%
  USED VEHICLES: 2010 - 2013                                                               APR**
36 Months
3.24%
48 Months
3.24%
                             60 Months                                 3.24%
72 Months ($25,000 minimum)
 4.24%
  USED VEHICLES: 2009 and Older                                                          APR**
36 Months
3.24%
48 Months
                                3.24%
60 Months
3.24%

                                                         

RV AND WATERCRAFT: 2010-2015                                                       APR**

Up to 60 Months
5.65%
Up to 72 Months
5.65%
                        73 - 120 Months                                  5.65%
2009 & older (all terms)
 7.00%
  SIGNATURE LOANS                                                                                 APR**
12 Months - up to $1,500
12.65%
24 Months - $1,501 to $2,500
12.65%
24 to 36 Months - $2,501 to $12,500
12.65%

 

MORTGAGE EQUITY & FIRST REFINANCING                                         APR**

Mortgage Rates effective as of April 13, 2015

 36-48 Months up to 80% loan to value
4.23%
    60-72 Months up to 80% loan to value
4.18%
84-96 Months up to 80% loan to value
4.50%
108-144 Months up to 80% loan to value
4.67%
156-240 Months up to 80% loan to value
4.17%
MORTGAGE EQUITY LINE OF CREDIT  (R.E.A.P.)                                   APR**
5 year draw period

3.25%

based on prime rate index

 

Call our Loan Department at 262-637-7274 or outside of the Racine area:

866-RMECU4U (866-763-2848) for details.

**APR is Annual Percentage Rate.

Rates not dependent on credit score. Must elect payment by automatic transfer/payroll deduction to receive lower rate. Rates are subject to change without notice.

     
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© Copyright 2009 Racine Municipal Employees Credit Union. ALL RIGHTS RESERVED.