Identity theft is a growing problem all over the world and member's of our Credit Union have been effected by it as well. It's important to be careful in giving out any personal information in order to prevent it from being used by someone else. If you believe that your personal information has been compromised or want to learn more about prevention, please stop in and ask us. We would be happy to help. Here are some quick tips to avoid problems:
- Only give out your information to people you trust.
- Store your information in a safe place. For example, don't leave items with your personal information in your car.
- Don't allow people that aren't on your account to use your debit or credit card.
Debit Card Info
We have partnered with First Data to better protect you against fraud. If you get a call from Transaction Review Department (800-327-8622), do not be alarmed. This is not a scam. They are simply calling to verify transactions on your debit card that are potentially suspicious or fraudulent. They will not ask for your card number or account number; they have all that on file. In the event that a transaction is fraud, please call us at the credit union as well.
Did you know that you can help your Credit Union save money by using your debit card? When given the choice between debit or credit, choose CREDIT. A credit transaction generates interchange income for the Credit Union. A credit transaction is also a safer transaction.
Using your cards wisely keeps your accounts safe. It also translates into lower costs for the Credit Union which in turn gets passed on to you, our valued member.
Do you have a beneficiary listed on your account? If not, it is crucial that you do. This is important for your survivors in the event of your death. It keeps your accounts out of probate and in their hands. If you're not sure, call or stop in the Credit Union. We will be glad to check.