Account Rates

With Dividend rates to help you grow interest, and very friendly fee policies, opening an account with us is an easy choice.

 

SHARE ACCOUNT

 

Dividend Rate 0.08%
Annual Percentage Yield 0.08%
Minimum Opening Deposit $5.00
Minimum Monthly Balance $5.00
Minimum Daily Balance to earn interest $100.00
 

SHARE DRAFT ACCOUNT

 

Dividend Rate 0.01%
Annual Percentage Yield 0.01%
Minimum Opening Deposit NONE
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00
 

CLUB SHARE ACCOUNT

 

Dividend Rate 0.05%
Annual Percentage Yield 0.05%
Minimum Opening Deposit $5.00
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00
 

CERTIFICATES

 

Term APR* APY**
3 Months 0.15% 0.15%
6 Months 0.20% 0.20%
9 Months 0.25% 0.25%
12 Months 0.30% 0.30%
18 Months 0.40% 0.40%
24 Months 0.50% 0.50%
36 Months 0.55% 0.55%
48 Months 0.70% 0.70%

*Annual Percentage Rate
**Annual Percentage Yield

Minimum Balance Requirements: The minimum balance required to open the above Certificate Accounts is $1000.

 

IRA ACCOUNT

 

Dividend Rate 0.15%
Annual Percentage Yield 0.15%
Minimum Opening Deposit $5.00
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00

Account Fees

General Account Maintenance
Account Balancing or Research (Per Hour) $25.00
Statement Copies* $1 per page or $5 per statement
Account Printout (per page)* $2.00
Online Banking Transfers Free
Telephone Transfers by office personnel $2.00
Dormant/Inactive Account (per month)

A dormant/inactive account is an account with no deposits or withdrawals for 36 months if the balance is under $100. This fee will not be assessed on accounts identified as belonging to minors.

$2.00
Manual Posting ACH Transactions $5.00
ATM / Debit Cards
Excessive ATM Withdrawals

– 5 per month free

0.05%
Overdraft due to ATM/Debit Transaction $25.00
Replacement ATM or Debit Card $10.00
Update of Account Balance $2.00
IRA Accounts
Annual Fee

– If under $1000 unless on Payroll Deduction

$12.00
*This Service is free when done through Online Banking.
Miscellaneous
Cashier’s Checks $2.00
Check Cashing Fee (per $100) $1.00
Money Orders $2.00
Non-Member On-Us Check Presentation $5.00
Returned Money Order or Cashier’s Check $5.00
Stop Payment on Money Order or Check $25.00
Wire Transfer – Incoming/Outgoing $15.00
Rejected Wire Transfer $50.00
Western Union Wire $25.00
Bill Pay ePlus Stop/Cancel Payment $25.00
Bill Pay ePlus NSF/Overdraft $30.00
Foreign Check Presentation up to $20.00
Savings/Checking Accounts
Copy of Paid Check $3.00
Deposited Check Returned $30.00
EFT Withdrawal paid/returned – Insufficent Funds $30.00
Overdraft Transfer from Savings $5.00
Stop Payment Request $25.00
Revoked ACH Authorization $25.00

Account Rates

With Dividend rates to help you grow interest, and very friendly fee policies, opening an account with us is an easy choice.

 

SHARE ACCOUNT

 

Dividend Rate 0.08%
Annual Percentage Yield 0.08%
Minimum Opening Deposit $5.00
Minimum Monthly Balance $5.00
Minimum Daily Balance to earn interest $100.00
 

SHARE DRAFT ACCOUNT

 

Dividend Rate 0.01%
Annual Percentage Yield 0.01%
Minimum Opening Deposit NONE
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00
 

CLUB SHARE ACCOUNT

 

Dividend Rate 0.05%
Annual Percentage Yield 0.05%
Minimum Opening Deposit $5.00
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00
 

CERTIFICATES

 

Term APR* APY**
3 Months 0.15% 0.15%
6 Months 0.20% 0.20%
9 Months 0.25% 0.25%
12 Months 0.30% 0.30%
18 Months 0.40% 0.40%
24 Months 0.50% 0.50%
36 Months 0.55% 0.55%
48 Months 0.70% 0.70%

*Annual Percentage Rate
**Annual Percentage Yield

Minimum Balance Requirements: The minimum balance required to open the above Certificate Accounts is $1000.

 

IRA ACCOUNT

 

Dividend Rate 0.15%
Annual Percentage Yield 0.15%
Minimum Opening Deposit $5.00
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00

Account Fees

General Account Maintenance
Account Balancing or Research (Per Hour) $25.00
Statement Copies* $1 per page or $5 per statement
Account Printout (per page)* $2.00
Online Banking Transfers Free
Telephone Transfers by office personnel $2.00
Dormant/Inactive Account (per month)

A dormant/inactive account is an account with no deposits or withdrawals for 36 months if the balance is under $100. This fee will not be assessed on accounts identified as belonging to minors.

$2.00
Manual Posting ACH Transactions $5.00
ATM / Debit Cards
Excessive ATM Withdrawals

– 5 per month free

0.05%
Overdraft due to ATM/Debit Transaction $25.00
Replacement ATM or Debit Card $10.00
Update of Account Balance $2.00
IRA Accounts
Annual Fee

– If under $1000 unless on Payroll Deduction

$12.00
*This Service is free when done through Online Banking.
Miscellaneous
Cashier’s Checks $2.00
Check Cashing Fee (per $100) $1.00
Money Orders $2.00
Non-Member On-Us Check Presentation $5.00
Returned Money Order or Cashier’s Check $5.00
Stop Payment on Money Order or Check $25.00
Wire Transfer – Incoming/Outgoing $15.00
Rejected Wire Transfer $50.00
Western Union Wire $25.00
Bill Pay ePlus Stop/Cancel Payment $25.00
Bill Pay ePlus NSF/Overdraft $30.00
Foreign Check Presentation up to $20.00
Savings/Checking Accounts
Copy of Paid Check $3.00
Deposited Check Returned $30.00
EFT Withdrawal paid/returned – Insufficent Funds $30.00
Overdraft Transfer from Savings $5.00
Stop Payment Request $25.00
Revoked ACH Authorization $25.00

Account Rates

With Dividend rates to help you grow interest, and very friendly fee policies, opening an account with us is an easy choice.

 

SHARE ACCOUNT

 

Dividend Rate 0.08%
Annual Percentage Yield 0.08%
Minimum Opening Deposit $5.00
Minimum Monthly Balance $5.00
Minimum Daily Balance to earn interest $100.00
 

SHARE DRAFT ACCOUNT

 

Dividend Rate 0.01%
Annual Percentage Yield 0.01%
Minimum Opening Deposit NONE
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00
 

CLUB SHARE ACCOUNT

 

Dividend Rate 0.05%
Annual Percentage Yield 0.05%
Minimum Opening Deposit $5.00
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00
 

CERTIFICATES

 

Term APR* APY**
3 Months 0.15% 0.15%
6 Months 0.20% 0.20%
9 Months 0.25% 0.25%
12 Months 0.30% 0.30%
18 Months 0.40% 0.40%
24 Months 0.50% 0.50%
36 Months 0.55% 0.55%
48 Months 0.70% 0.70%

*Annual Percentage Rate
**Annual Percentage Yield

Minimum Balance Requirements: The minimum balance required to open the above Certificate Accounts is $1000.

 

IRA ACCOUNT

 

Dividend Rate 0.15%
Annual Percentage Yield 0.15%
Minimum Opening Deposit $5.00
Minimum Monthly Balance NONE
Minimum Daily Balance to earn interest $100.00

Account Fees

General Account Maintenance
Account Balancing or Research (Per Hour) $25.00
Statement Copies* $1 per page or $5 per statement
Account Printout (per page)* $2.00
Online Banking Transfers Free
Telephone Transfers by office personnel $2.00
Dormant/Inactive Account(per month)

A dormant/inactive account is an account with no deposits or withdrawals for 36 months if the balance is under $100. This fee will not be assessed on accounts identified as belonging to minors.

$2.00
Manual Posting ACH Transactions $5.00
ATM / Debit Cards
Excessive ATM Withdrawals

– 5 per month free

0.05%
Overdraft due to ATM/Debit Transaction $25.00
Replacement ATM or Debit Card $10.00
Update of Account Balance $2.00
IRA Accounts
Annual Fee

– If under $1000 unless on Payroll Deduction

$12.00
*This Service is free when done through Online Banking.
Miscellaneous
Cashier’s Checks $2.00
Check Cashing Fee (per $100) $1.00
Money Orders $2.00
Non-Member On-Us Check Presentation $5.00
Returned Money Order or Cashier’s Check $5.00
Stop Payment on Money Order or Check $25.00
Wire Transfer – Incoming/Outgoing $15.00
Rejected Wire Transfer $50.00
Western Union Wire $25.00
Bill Pay ePlus Stop/Cancel Payment $25.00
Bill Pay ePlus NSF/Overdraft $30.00
Foreign Check Presentation up to $20.00
Savings/Checking Accounts
Copy of Paid Check $3.00
Deposited Check Returned $30.00
EFT Withdrawal paid/returned – Insufficent Funds $30.00
Overdraft Transfer from Savings $5.00
Stop Payment Request $25.00
Revoked ACH Authorization $25.00

Routing Number: 275981420
NMLS Number: 411638

Privacy Policy

Lobby Hours:
Mon - Wed :
9am - 5pm
Thu - Fri :
9am - 5:30pm

Drive Thru Hours:
Mon - Wed:
9am - 5pm
Thu - Fri:
9am - 5:30pm
Sat: 9am -12:30pm

Address:
1907 Lathrop Avenue
Racine, WI 53405

Phone: 262.637.7274
Fax: 262.637.0491

Equal Housing Opportunity

Your Savings federally
insured to at least $250,000
and backed by the full faith
and credit of the United
States Government.

Routing Number: 275981420
NMLS Number: 411638

Privacy Policy

Lobby Hours:
Monday - Wednesday :
9am - 5pm
Thursday - Friday :
9am - 5:30pm

Drive Thru Hours:
Monday - Wednesday:
9am - 5pm
Thursday - Friday:
9am - 5:30pm
Saturday: 9am -12:30pm

Address:
1907 Lathrop Avenue
Racine, WI 53405

Phone: 262.637.7274
Fax: 262.637.0491

Equal Housing Opportunity
Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Routing Number: 275981420 NMLS Number: 411638 Privacy Policy

Lobby Hours: Monday - Wednesday : 9am - 5pm Thursday - Friday : 9am - 5:30pm
Drive Thru Hours: Monday - Wednesday: 9am - 5pm Thursday - Friday: 9am - 5:30pm Saturday: 9am -12:30pm

Address: 1907 Lathrop Avenue Racine, WI 53405 Phone: 262.637.7274 Fax: 262.637.0491

Equal Housing Opportunity

Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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