Vehicle Loan Rates
Choosing to finance your car, motorcycle, boat, RV and other recreational vehicles with RMECU is a smart choice. Check out rates and terms below.
| Term (In Months) | APR* | PMT Per $1000.00 | APR PD or GAP** | PMT Per $1000.00 | APR PD & GAP*** | PMT Per $1000.00 | ||
| New Vehicles (2016-2017) | ||||||||
| 36 | 2.99% | $29.06 | 2.74% | $28.95 | 2.49% | $28.84 | ||
| 48 | 2.99% | $22.11 | 2.74% | $22.00 | 2.49% | $21.90 | ||
| 60 | 2.99% | $17.95 | 2.74% | $17.84 | 2.49% | $17.73 | ||
| 72 (Over $20K) | 2.99% | $15.17 | 2.74% | $15.06 | 2.49% | $14.95 | ||
| 84 (Over $28K) | 4.49% | $13.85 | 4.24% | $13.74 | 3.99% | $13.63 | ||
| Auto Loans – Used (Purchase & Refinances ONLY) | ||||||||
| 36 | 2.99% | $29.06 | 2.74% | $28.95 | 2.49% | $28.84 | ||
| 48 | 2.99% | $22.11 | 2.74% | $22.00 | 2.49% | $21.90 | ||
| 60 | 2.99% | $17.95 | 2.74% | $17.84 | 2.49% | $17.73 | ||
| 72 (Over $20K) | 2.99% | $15.17 | 2.74% | $15.06 | 2.49% | $14.95 | ||
| 84 (Over $28K) | 4.49% | $13.85 | 4.24% | $13.74 | 3.99% | $13.63 | ||
| Auto Loans – Used as Collateral (All Model Years) | ||||||||
| 36 | 3.49% | $29.27 | 3.24% | $29.17 | 2.99% | $29.06 | ||
| 48 | 3.49% | $22.33 | 3.24% | $22.22 | 2.99% | $22.11 | ||
| 60 | 3.49% | $18.16 | 3.24% | $18.05 | 2.99% | $17.95 | ||
| 72 (Over $25K) | 4.49% | $15.83 | 4.24% | $15.72 | 3.99% | $15.61 | ||
| RV & Watercraft (2012-2017) | ||||||||
| 60 | 5.90% | $19.22 | 5.65% | $19.11 | 5.40% | $19.00 | ||
| 72 | 5.90% | $16.45 | 5.65% | $16.34 | 5.40% | $16.23 | ||
| 73-120 | 5.90% | $10.98 | 5.65% | $10.86 | 5.40% | $10.74 | ||
| RV & Watercraft (2011 & Older) | ||||||||
| **All Terms | 7.25% | N/A | 7.00% | N/A | N/A | N/A | ||
*Annual Percentage Rate
**Annual Percentage Rate with GAP insurance or Payroll Deduction
***Annual Percentage Rate with GAP insurance and Payroll Deduction
GAP is Guaranteed Auto Protection and available on most vehicle loans. It is a one time fee of $350 which can be financed into the loan. GAP also includes an Auto Deductible Reimbursement benefit. For more information, please contact the credit union.
Vehicle Loan Rates
Choosing to finance your car, motorcycle, boat, RV and other recreational vehicles with RMECU is a smart choice. Check out rates and terms below.
| Term (In Months) | APR | PMT Per $1000.00 |
| New Vehicles (2016-2017) | ||
| 36 | 2.99% | $29.06 |
| 48 | 2.99% | $22.11 |
| 60 | 2.99% | $17.95 |
| 72 (Over $20K) | 2.99% | |
| 84 (Over $28K) | 4.49% | |
| Auto Loans – Used (Purchase & Refinances ONLY) | ||
| 36 | 2.99% | $29.06 |
| 48 | 2.99% | $22.11 |
| 60 | 2.99% | $17.95 |
| 72 (Over $20K) | 2.99% | |
| 84 (Over $28K) | 4.49% | |
| Auto Loans – Used as Collateral (All Model Years) | ||
| 36 | 3.49% | $29.27 |
| 48 | 3.49% | $22.33 |
| 60 | 3.49% | $18.16 |
| 72 (Over $25K) | 4.49% | $15.83 |
| RV & Watercraft (2012-2017) | ||
| 60 | 5.90% | $19.22 |
| 72 | 5.90% | $16.45 |
| 73-120 | 5.90% | $10.98 |
| RV & Watercraft (2011 & Older) | ||
| **All Terms | 7.25% | N/A |
*Annual Percentage Rate
GAP is Guaranteed Auto Protection and available on most vehicle loans. It is a one time fee of $350 which can be financed into the loan. GAP also includes an Auto Deductible Reimbursement benefit. For more information, please contact the credit union.
Routing Number: 275981420
NMLS Number: 411638
Lobby Hours:
Mon - Wed :
9am - 5pm
Thu - Fri :
9am - 5:30pm
Drive Thru Hours:
Mon - Wed:
9am - 5pm
Thu - Fri:
9am - 5:30pm
Sat: 9am -12:30pm
Address:
1907 Lathrop Avenue
Racine, WI 53405
Phone: 262.637.7274
Equal Housing Opportunity
Your Savings federally
insured to at least $250,000
and backed by the full faith
and credit of the United
States Government.
Routing Number: 275981420
NMLS Number: 411638
Privacy Policy
Lobby Hours:
Monday - Wednesday :
9am - 5pm
Thursday - Friday :
9am - 5:30pm
Drive Thru Hours:
Monday - Wednesday:
9am - 5pm
Thursday - Friday:
9am - 5:30pm
Saturday: 9am -12:30pm
Address:
1907 Lathrop Avenue
Racine, WI 53405
Phone: 262.637.7274
Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.