News & Events

New!  Holiday Loan Special
Borrow up to $1,000 based on your montlhy direct deposit income amount into your RMECU account.

How to Qualify
In order to qualify for this loan, you must meet the following requirements:
• Must be a member for at least 90 days

• Must have direct deposit in your RMECU
   account for at least 60 days prior to the loan
   application date.

• Cannot have courtesy pay

• Must have a positive account balance at time of
   application.

• No prior losses to the Credit Union

• No Child Support Liens

• No deliquent or past due loans with RMECU

How It Works
Qualifying members will be eligible to receive a Holiday Loan Special up to a maximum amount of $1,000. Members will then make payments on the loan for up to 6 months to pay the loan back in full.  Members can receive a loan in the amount of up to 50% of their monthly income that is direct deposited into their RMECU account(s). Income deposits include personal employment income, retirement income, SSI or SSA Income. Rep Payee income is not considered direct deposit income for this type of loan.  A one time $35 pre-paid fi nance charge* will be due at the time of application.

 

* $35 pre-paid finance charge is a one-time, non-refundable charge. Loan terms will not exceed 6 months. Loan
amount not to exceed 50% of total monthly directdeposits to your RMECU account. Direct deposit income is defined
as employment income, retirement income, SSA or SSI income. Rep Payee deposits are excluded as income for this
type of loan. No skip payments for “extra” pay periods. Credit Bureau will be accessed, however, approval/denial will
not be based upon credit bureau in any way.

2019 and Early 2020 Closed Dates

Thursday, Nov 28th, Thanksgiving
Tuesday, Dec 24th, Christmas Eve
(Open until 12:30)
Wednesday, Dec 25th, Christmas
Tuesday, Dec 31st, New Year’s Eve
(Open until 12:30)
Wednesday, Jan 1st, New Year’s Day
Monday, Jan 20th, MLK Day

News & Events

New!  Holiday Loan Special
Borrow up to $1,000 based on your montlhy direct deposit income amount into your RMECU account.

How to Qualify
In order to qualify for this loan, you must meet the following requirements:
• Must be a member for at least 90 days

• Must have direct deposit in your RMECU
account for at least 60 days prior to the loan
application date.

• Cannot have courtesy pay

• Must have a positive account balance at time of
application.

• No prior losses to the Credit Union

• No Child Support Liens

• No deliquent or past due loans with RMECU

How It Works
Qualifying members will be eligible to receive a Holiday Loan Special up to a maximum amount of $1,000. Members will then make payments on the loan for up to 6 months to pay the loan back in full.  Members can receive a loan in the amount of up to 50% of their monthly income that is direct deposited into their RMECU account(s). Income deposits include personal employment income, retirement income, SSI or SSA Income. Rep Payee income is not considered direct deposit income for this type of loan.  A one time $35 pre-paid fi nance charge* will be due at the time of application.

 

* $35 pre-paid finance charge is a one-time, non-refundable charge. Loan terms will not exceed 6 months. Loan
amount not to exceed 50% of total monthly directdeposits to your RMECU account. Direct deposit income is defined
as employment income, retirement income, SSA or SSI income. Rep Payee deposits are excluded as income for this
type of loan. No skip payments for “extra” pay periods. Credit Bureau will be accessed, however, approval/denial will
not be based upon credit bureau in any way.

2019 and Early 2020 Closed Dates

Thursday, Nov 28th, Thanksgiving
Tuesday, Dec 24th, Christmas Eve
(Open until 12:30)
Wednesday, Dec 25th, Christmas
Tuesday, Dec 31st, New Year’s Eve
(Open until 12:30)
Wednesday, Jan 1st, New Year’s Day
Monday, Jan 20th, MLK Day

Routing Number: 275981420
NMLS Number: 411638

Privacy Policy

Lobby Hours:
Mon - Wed :
9am - 5pm
Thu - Fri :
9am - 5:30pm

Drive Thru Hours:
Mon - Wed:
9am - 5pm
Thu - Fri:
9am - 5:30pm
Sat: 9am -12:30pm

Address:
1907 Lathrop Avenue
Racine, WI 53405

Phone: 262.637.7274
Fax: 262.637.0491

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Your Savings federally
insured to at least $250,000
and backed by the full faith
and credit of the United
States Government.

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