Credit Union Specialty Savings Services for Your Future
Whether you are dreaming about saving or saving for your dreams, it is important to have a savings plan in place.
RMECU has the right savings account with the right rate to help you achieve your goals, dreams, and future security.
Regular Savings
- This savings is what makes you a member owner
- Minimum balance of $5 is your share in the credit union
- Earn monthly dividends on daily average balances over $100
Special Savings
- Open one or multiple special savings to save for any purpose
- No minimum balance requirements
- Earn monthly dividends on daily average balances over $100
Retirement Accounts (IRAs)
Rollover or transfer your existing Traditional IRA, 401(k) from a previous employer, or start saving for retirement.
- No maintenance fees
- A conservative way to save for retirement
- Earn monthly dividends
- Offered as a savings account
Rollover or transfer your existing Roth IRA or start saving for retirement.
- Put money away you have already paid taxes on
- No maintenance fees
- Earn monthly dividends
- Offered as a savings account
A great way to earn more for keeping your funds in an account for a designated period of time.
Terms as short as 3 months or as long as 48 months
Minimum deposit of $1,000
Dividends are paid monthly until maturity date
Put money away in a tax-sheltered account to assist in paying for medical expenses if you have a high deductible health care plan.
No minimum balance
Free HSA Debit Card
Earn monthly dividends
Savings Rates
Deposit Accounts
Type | APR* | APY** |
|---|---|---|
Regular Savings† | 0.08% | 0.08% |
Club/Sub Savings | 0.08% | 0.08% |
Checking Account | 0.01% | 0.01% |
IRA Savings (Traditional and Roth)† | 0.15% | 0.15% |
HSA (Health Savings Account) | 0.90% | 0.90% |
Certificate Accounts^
Term | APR* | APY** |
|---|---|---|
3 Months | 1.00% | 1.01% |
6 Months | 1.10% | 0.08% |
9 Months | 0.01% | 0.01% |
12 Months | 0.15% | 0.15% |
18 Months | 0.90% | 0.90% |
*APR is annual percentage rate | **APY is annual percentage yield
† $5 membership deposit is required to open account.
^ Minimum balance to open a Certificate Account is $1,000 unless otherwise indicated. If closed before maturity, a 90-day dividend penalty applies.
Minimum daily balance of $100 to earn dividends on Regular Savings, Club/Sub Savings, Checking, and IRAs.