Loans for All Your Needs
Low Interest Auto Loans
Cars, Trucks, and Motorcycles
- Flexible Terms and repayment options for your next car, truck, or motorcycle.
- Rate discount for autopay, membership longevity, and purchase of RMECU GAP Coverage.
- Up to 110% financing, including tax, title and license fees.
- Low rates and affordable monthly payments
- Convenient Automatic Payments through payroll deposits or automatic transfers.
- No pre-payments penalties.
- Refinance from another lender to get a better rate or term.
If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!
Recreational Vehicles
ATVs, UTVs, Campers, Boats, and Others
- Includes loans for ATVs, UTVs, Campers, Boats, and Snowmobiles.
- Rate discounts for autopay and membership longevity.
- Up to 100% financing; including tax, title, and license fees.
- Low rates and affordable monthly payments.
- Convenient Automatic Payments through payroll deposits or automatic transfers.
- No pre-payment penalties.
- Refinance from another lender to get a better rate or term.
If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!
Real Estate Loans
Home Loan Refi
If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!
Home Equity Loans
Line of Credit (HELOC)
- Draw on funds as you need them
- Only pay interest on the amount borrowed
- No annual fee
- Convenient automatic payment options
Fixed Rate
- 10 and 15 Year options
- Low closing costs
- Convenient automatic payment options
If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!
Personal Loans
Unsecured
Personalized for what you need
Low rate and affordable payment options
Convenient automatic payment options
If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!
Emergency Loan
- Perfect for unexpected situations
- Approval not based on credit
- Convenient automatic payments
If you have any questions, would like to know more, or get pre-approved, please contact us at (262) 637-7274, email us, or stop by today!
Student Loans
We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*
- Loans for college students.
- A loan option for parents and family members who wish to borrow on behalf of a college student.
- Multiple student loan refinance options.
In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.
- Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
Loan Rates
Vehicle Loans (Cars, Trucks, and Motorcycles)
Model Year | Term (months) | APR* |
|---|---|---|
New Vehicles | ||
2024 – 2025 | up to 60 | 4.25% |
76 – Over $20k | — | 4.50% |
84 – Over $28k | — | 5.25% |
Used Vehicles | ||
2020 – 2023 | up to 60 | 4.50% |
76 – Over $20k | — | 4.75% |
84 – Over $28k | — | 5.50% |
2018 – 2019 | up to 48 | 4.50% |
— | 60 | 4.75% |
76 – Over $20k | — | 5.50% |
2015 – 2017 | up to 48 | 4.75% |
— | 60 | 5.00% |
2010 – 2014 | up to 48 | 6.75% |
Home Loans (Refinances and Equity Loans)
Fixed Rate | Term | Rate |
|---|---|---|
10 Year | 120 | 6.00% |
15 Year | 180 | 6.25% |
ARM / Line of Credit | Term | Rate |
|---|---|---|
5/1 ARM – Fixed for 5 years | — | 6.25% |
REAP (HELOC) | 60 month draw | 7.50%* |
Rate is equal to the U.S. Prime Rate published in the Wall Street Journal. Current Prime Rate is 7.50%. REAP monthly payment is $150 or 1.5% of outstanding balance, whichever is greater.
Real Estate loan rates and terms are subject to change without notice. Please call the credit union for most current rates.
Recreational Vehicles (ATVs, UTVs, Campers and Watercraft)
Model Year | Term (months) | APR* |
|---|---|---|
$50,000 max loan at 100% LTV | ||
New Recreational Vehicles | ||
2023 – 2025 | up to 60 | 6.50% |
— | 61 – 84 (min $10k) | 6.75% |
— | 85 – 120 (min $20k) | 7.25% |
Used Recreational Vehicles | ||
2010 – 2022 | up to 60 | 6.75% |
— | 61 – 84 (min $10k) | 7.00% |
— | 85 – 120 (min $20k) | 7.50% |
RMECU VISA Credit Card
Card Type | APR* |
|---|---|
VISA Platinum | 8.90% |
VISA Classic | 12.90% |
VISA Secured | 12.90% |
Personal Loans
Amount | Term (months) | APR* |
|---|---|---|
Up to $5,000 | 12 months | 9.15% |
Up to $10,000 | 24 months | 9.15% |
Up to $15,000 | 36 months | 9.15% |
Rates listed are lowest possible with qualifying credit score of 651 or higher and eligible rate discounts.
*APR is annual percentage rate. Approval based on credit worthiness. Rates and terms subject to change without notice.